No, you may not unbundle your rider offerings and offer these as voluntary coverage to your employees. However, HMAA provides the following options to help mitigate the loss of employer-provided coverage:

  • Optum Perks is a prescription drug savings program through which your employees can obtain a free discount card online and instantly save on select prescription medications. Learn more.
  • VSP Individual Vision Plans are direct, non-employer-sponsored vision plans in which your employees can enroll and pay the premium online through VSP’s website. Learn more.