Medical Plans (without Drug and Pediatric Benefits)
- Option Plus One (OP1) – HMAA’s most popular medical plan. This plan helps attract and retain employees with benefits including low out-of-pocket maximums, Chiropractic Care, Acupuncture, Naturopathic, Wellness and Preventive Care, and Employee Assistance Programs.
- Option Plus Two (OP2) – HMAA’s most comparable plan to Hawaii’s largest Preferred Provider Plan (PPP), with added benefits that include Chiropractic Care, Acupuncture, Naturopathic, Wellness and Preventive Care, and Employee Assistance Programs.
- Comprehensive Plus – A lower-cost alternative to OP1 and OP2, this plan offers fixed copayments for office visits and minimal copayments for preventive benefits. In addition, Comprehensive Plus includes Chiropractic, Acupuncture, Naturopathic, Wellness and Preventive Care, and Employee Assistance Programs.
You may also view the Summary of Benefits and Coverage for additional information on certain health benefits.
HMAA has a variety of quality dental plans to fit your employees’ needs. Our extensive dental network includes more than 600 dentists throughout Hawaii.
HMAA offers high-quality vision plans that combine competitive pricing and a wide network of vision service providers. We provide options for group health plan benefits as well as voluntary individual coverage.
HMAA offers high-quality prescription plans that combine competitive pricing and a wide network of pharmacies. HMAA’s prescription plans are structured to encourage generic drug utilization without sacrificing quality outcomes.
Life Insurance and AD&D
These supplemental benefits are available to your employees when purchased with one of our Medical Plans.
HMAA offers the Active&Fit® Program as an optional medical plan rider. The monthly premium rider is paid by the group for all medical plan members, with the monthly or annual membership fees paid by each member who elects to enroll. The minimum age requirement is 18, and the plan administrator decides whether to offer the benefit to covered employees only, or extend coverage to dependents aged 18 and older. Certain exclusions and requirements apply.
Important: Members currently enrolled in the Active&Fit DirectTM program (not employer-sponsored) for $25 a month should cancel their Active&Fit DirectTM enrollment before enrolling in this Active&Fit® Program rider. Please log into the Active&Fit DirectTM website, or contact Active&Fit DirectTM Customer Service for assistance.