As the first Hawaii insurer to include alternative care as part of its health plan benefits, all of HMAA’s medical plans include acupuncture, chiropractic, massage, and naturopathic services. Alternative care is covered on the basis of medical necessity with a low coinsurance percentage and limited to a maximum of $1,000 per calendar year for all types of alternative care combined.*
Using a participating (in-network) provider will maximize your coverage and reduce your out-of-pocket expense. To verify your plan coverage or provider’s participation status, please contact our Customer Service Center, ask your provider’s office, or view our provider directory.