HMAA: Option Plus One Medical

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Deductible

The fixed dollar amount you must pay each calendar year before benefits subject to the annual deductible become available. You cannot pay the annual deductible amount to us in advance. You must meet the deductible on a claim by claim basis.

Coverage Amount
Individual $100
Family $300
Non-Participating Hospital Confinement (limited to first confinement) $200

Out-of-Pocket Maximum

The maximum deductible, copayment and coinsurance amounts you pay in a calendar year. Once you meet the coinsurance maximum you are no longer responsible for deductible, copayment, or coinsurance amounts.

Coverage Participating Provider Non-Participating Provider
Individual $600 $1,100
Family $1,800 $3,300

Please refer to your Description of Coverage (DOC) for additional information. In the case of a discrepancy between this website and the language contained within the DOC, the latter will take precedence.