FAQs

I overlooked notifying HMAA about a terminated employee. May I retroactively terminate his/her coverage?

All terminations must be submitted in writing on or before the last day of the month in which eligibility ends. Please use the Member Change or Termination Form for terminations. A group health plan cannot rescind coverage with respect to an individual unless he/she performs an act, practice, or omission that constitutes fraud or intentional misrepresentation of [...]

I overlooked notifying HMAA about a terminated employee. May I retroactively terminate his/her coverage?2021-10-30T00:16:16+00:00

What should I do if one of my employees would like to waive health coverage?

According to the State of Hawaii Department of Labor and Industrial Relations (DLIR), the following categories of employees can claim an exemption from coverage: Those covered by a Federally established health insurance or prepaid health care plan, such as Medicare, Medicaid or medical care benefits provided for military dependents and military retirees and their [...]

What should I do if one of my employees would like to waive health coverage?2021-10-30T00:16:17+00:00

How can I make sure my employees are enrolled without delays or returned applications?

Before submitting enrollment applications to HMAA, please ensure they are complete and accurate, including the following: When an employee enrolls a dependent, ensure that the dependent’s Social Security number (SSN) is submitted in the “Dependent Enrollment Information” section of the application. Due to federal requirements, SSNs are required for all persons enrolling. For newborns, HMAA [...]

How can I make sure my employees are enrolled without delays or returned applications?2023-01-11T20:58:31+00:00

When may I add an employee or dependent outside of open enrollment?

Eligible employees and/or their dependents may be enrolled outside of open enrollment only if a qualifying event occurs. Members must enroll within 31 days of the qualifying event. Qualifying events may include the following: Employee increased hours worked to 20 per week, for four consecutive weeks Involuntary loss of coverage from another health plan Employee [...]

When may I add an employee or dependent outside of open enrollment?2023-01-11T20:57:15+00:00

When is my open enrollment period?

Your open enrollment period is each anniversary of your group’s HMAA coverage, at which time employees may make changes to their coverage including enrolling dependents, and employers can make changes to their health benefits package. Please note that any changes must be requested prior to your group’s coverage anniversary date.

When is my open enrollment period?2021-10-30T00:16:17+00:00

When does an employee become eligible for coverage?

Employees are generally eligible for coverage on the first day of the month following at least 20 hours per week of employment for four consecutive weeks, and earning at least 86.67 times the minimum hourly wage per month. Please refer to your Company’s policy on enrollment and the Hawaii Prepaid Health Care Act for more information [...]

When does an employee become eligible for coverage?2021-10-30T00:16:18+00:00

Why do I see ACA taxes and fees on my HMAA monthly premium invoice?

These fees and taxes are being imposed on all health plans, including HMAA, by the federal government to pay for the Affordable Care Act (ACA). Groups will see these fees and taxes added to their monthly premium invoices. While we are bound by law to comply with these taxes and fees, HMAA always strives to [...]

Why do I see ACA taxes and fees on my HMAA monthly premium invoice?2021-10-30T00:16:18+00:00

Does my company qualify for a Small or Large Business Health Plan?

Calculate your group size to help determine whether your company qualifies for a small business or large business health plan.  Group size is determined by the number of full-time equivalent employees (FTEs) as defined in the Affordable Care Act. Companies with a common owner or are otherwise related are generally combined and treated as a single group, and [...]

Does my company qualify for a Small or Large Business Health Plan?2021-10-30T00:16:18+00:00